The Markets in Financial Instruments Directive, or MiFID, is a European directive that aims to protect investors, foster further competition in the financial services industry and increase market transparency.


It covers almost all financial instruments and investment services and applies across the European Economic Area - all 27 member states of the European Union plus Norway, Iceland and Liechtenstein.

ING has always considered integrity and transparency to be the basis of any long-term client relationship. We are committed to implementing the required changes so that our clients benefit from the opportunities MiFID has to offer.

If you are a client of ING Wholesale Banking, receiving ING MiFID services, you have been sent a classification letter and an information pack on MiFID. This website tells you about the essential elements of MiFID and how they apply to you.


Client classification

Under MiFID, clients are assigned to one of three categories:

The different classifications offer differing levels of regulatory protection in our business dealings with you, taking into account your profile and specific needs. Your client categorisation can be found in your classification letter.